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Privacy Notice US


Facts

What Does Avrio Wealth Pte Ltd do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect can include: 

  • Social Security number
  • Investment experience
  • Income/Assets
  • Account transactions
  • Name 
  • Address
  • Email 
  • Phone Numbers
  • Account Numbers
  • Driver license or passport information
  • Date of Birth

When you are no longer our customer, we will continue to hold your information and share it as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons why financial companies can share their customers’ personal information, the reasons Avrio Wealth chooses to share personal information and whether you can limit this sharing. 


Reasons we share your personal information



Does Avrio Wealth Share?
Can You Limit This Sharing?
For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, auditors, examiners, compliance reviews or report to credit bureausYesNo
For our marketing purposes to offer our products and services to youNo
We don’t share
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes—information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes—information about your creditworthinessNoWe don’t share
For non-affiliates to market to you—for clients with accounts established with Avrio Wealth representatives at banks or credit unionsNoWe don’t share
For non-affiliates to market to you - for clients with accounts established with Avrio Wealth representatives Yes*Yes


* If your independent representative terminates his or her relationship with us and moves to another brokerage or investment advisory firm, we or your independent representative may disclose your personal information to the new firm, unless you instruct us not to in writing.

 What we do


How does Avrio Wealth protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our online environment uses security technologies, including layered security and access controls over personal information. For further information, please visit our website or call us directly at + 1 908-818-0080.

How does Avrio Wealth collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for insurance
  • Seek advice about your investments
  • Enter into an investment advisory account
  • Tell us about your investment or retirement portfolio

We may also collect your personal information from others such as credit bureaus, affiliates or other companies. 

Why can’t I limit all sharing? 

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you  
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. 


What happens when I limit sharing for an account I hold jointly with someone else? 

Your choices will apply to everyone on your account. 


Definitions


Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we may share information with include an independent representative’s new brokerage or an investment advisory firm.

Joint marketing

A formal agreement between non-affiliates financial companies that together market financial products or services to you:

  • This may include banks, credit unions or other financial institutions with which we have a joint marketing agreement


Third Parties


Third Parties we share for providing services that you have not entered into a contract with 

  • Portfolio Management Services 
  • IT Managed Services 
  • Compliance/Legal Services 
  • Financial Planning Software 
  • Electronic Archiving Services 
  • Outsourced Assistant Services


Additional Information Regarding the Avrio Wealth


For clients of Avrio Wealth advisors also affiliated with a bank, credit union or other financial institution:

If your account was opened in our offices located at a financial institution, such as a bank or credit union; and that financial institution decides to enter into a relationship with a new financial services provider, we may share your information with that new financial services provider so that your account can continue to be serviced.

Other Important Information

Information for California, North Dakota, and Vermont Customers:

In response to applicable state law, if the mailing address provided for your account is in California, North Dakota, or Vermont, we will automatically treat your account as if you do not want us to disclose your personal information to non-affiliated third parties for purposes of them marketing to you, except as permitted by the applicable state law.

Opt Out Information

Please note that in order to provide the stated services to you we are unable to have you opt out of any of the very limited sharing of your information. If you would like to discuss further, please contact us at: info@avriowealth.com.