Ann Marie is the Chief Executive Officer at Avrio Wealth Pte Ltd. Ann Marie specializes in working with clients who have US tax connections. She has been working in the financial services industry for over 20 years.
Ann Marie is one of the only fee-based American wealth planners in Singapore. She employs an integrated, consultative approach to assist her clients in all areas of wealth planning including Investment, Tax, Insurance, Retirement and Estate Planning. Ann Marie also helps clients Immigrate to, or Expatriate from, the United States.
Prior to moving to Singapore with her family in 2007, Ann Marie worked at Legg Mason Investment Counsel (LMIC), and its predecessors, providing highly tailored investment and trust strategies for affluent individuals, families and institutions. Before LMIC, Ann Marie worked at Goldman Sachs.
She holds a Bachelor Degree from Syracuse University and is a member of the Financial Planning Association in the US and Singapore and the Association of Financial Advisers Singapore. Ann Marie is licensed to give financial advice by the MAS in Singapore and the SEC in America. She is also a licensed life insurance producer in America.
In her free time she enjoys being with her family and their rescued pets : Merlin the cat, Kronos the German Shepherd and Archie the Cavoodle.
Michael is an Executive Director and owner of Avrio. Michael started his career in small and medium enterprise finance in Asia after graduating with an international business degree from Elon University. He spent eight years in China working with a range of industrial businesses worldwide on their strategic financial partnerships.
In 2010 Michael moved to Singapore where he focused on wealth planning for cross-border and multi-jurisdictional clients. Over the past 10 years Michael has assisted clients with holistic wealth planning, wealth management, retirement and legacy strategy. He works with both international and Singaporean clients for their planning needs.
Michael has been active in the Singapore community having served on the boards of the Financial Planning Association of Singapore and the American Association of Singapore. Additionally, he has assisted in small business consulting and strategy implementation and holds additional specializations in Estate Planning and Small and Family Business advisory.
Andrew is an Executive Director and owner of Avrio. He has been a licensed financial advisor in Singapore since 2009. Originally from the UK, Andrew has worked in the financial services industry since graduating from the University of the West of England with a Bachelor in Financial Services. He has also studied for the Australian Diploma in Financial Planning.
Andrew’s career started at a London based financial advisory firm before moving on to work for one of the top UK financial advisors within a UK based wealth management firm. During this time Andrew continued his higher education, becoming UK qualified with a Diploma in Financial Planning.
Andrew relocated to Malaysia in 2006 where he accepted a position with an international wealth management firm. In this role, Andrew was responsible for advising expat & local clients on their personal financial affairs. After three and a half years in Malaysia, Andrew moved back into a regulated market and an established investment center and has been living in Singapore since.
Andrew helps clients who are British and from Commonwealth countries.
Simon has over 20 year's of experience in the financial sector. In his early career, he worked as a UK mortgage adviser and underwriter. In 2005, he worked his way up to Independent Financial Adviser for a UK advisory firm where he was a partner and sat on their investment committee. Simon holds 14 industry qualifications spanning both the UK and Singapore. He has also worked in Spain, Portugal, Gibraltar and for the last six years Singapore, which is now his long-term home.
Simon joined Avrio Wealth in 2022 to follow his passion for providing client-focused, fee-based advice. With 12 years of UK advisory experience, he has a wealth of knowledge in the UK and cross-border Wealth & Estate Planning. Simon’s expertise lies in assisting clients from UK and Commonwealth countries.
Outside of work, Simon loves to travel. Having spent most of his life living by the coast in Cornwall and Asia, he is a keen surfer and extreme sports enthusiast. To keep fit and when not in the water, Simon trains SE Asian martial arts where he has reached the rank of assistant instructor.
Dan is a Wealth Planner specializing in US expats living in Singapore. He is a Certified Financial Planner (CFP®), Enrolled Agent (EA; tax speciality), and has a Master of Science in Financial Planning.
Having lived in China, Vietnam, Argentina, and, currently, Singapore, Dan is well-versed in the complexities and challenges that Americans abroad face. His love for solving complex puzzles, learning continuously, seeking adventure, and making the world a better place, drew him to cross-border financial planning. His passion is helping US expats put their financial house in order and successfully navigate their financial lives.
Prior to joining Avrio, Dan worked at a tax-centric wealth management firm advising clients on retirement planning, investments, executive stock compensation, taxes, employee benefits, insurance, college funding, and estate planning. Utilizing the Enrolled Agent designation, he prepared client tax returns. Before that, he worked at Chen Planning Consultants, one of the pioneers of holistic financial planning, and Regent Wealth Management Group, a boutique RIA serving high-net-worth individuals and families.
Dan is fluent in Mandarin and Spanish. In his free time, he meditates, does yoga, and explores Singapore’s hawker centers.
As Avrio Wealth’s Head of Client Services, Agnes is responsible for supporting Avrio's US and non-US clients. Agnes believes in managing her daily tasks with a measure of patience, tenacity, and grace. It’s the foundation that she has built her career on over her extensive 12-years of experience in the financial services sector, working in positions such as client servicing and paraplanning. Agnes holds a Bachelor of Science (Hons) degree in Management from University of Manchester and is a CFP® candidate.
As Business Manager for Avrio Wealth, Kimberley helps to maintain and build the operating business to ensure productivity and efficiency. Kimberley is motivated and organised, ensuring that reporting, procedures, and operations are in place for two regulators (MAS & SEC). She has built her career through experiences in Private Banking sectors, working in various market positions to assist Relationship Managers. Kimberley holds a Bachelor degree in Banking and Finance from Curtin University.
Mario supports Avrio Wealth’s investment advisory services. He began his investment career in 1999 with Vanguard mutual funds in Valley Forge, PA, where he consulted institutions and financial advisors on investment policy, portfolio construction, and Exchange-Traded Funds (ETFs). Mario also held roles as a research analyst, a municipal bond fund specialist, and others during his tenure.
In 2003 he earned the Chartered Financial Analyst designation, widely regarded as the highest standard in the investment profession, and he continues to mentor aspiring Charter candidates and young investment professionals. Mario relocated to Charleston in 2010 to serve as Chief Investment Officer for a respected financial planning firm before establishing East Bay, the collaborative partner firm of Avrio Wealth. Mario is Past President of CFA Society South Carolina and Former Chairman of the College of Charleston Finance Department Advisory Board.
His approach to investments and the industry has been featured in Investment News, NAPFA Advisor Magazine, South Carolina Public Radio, and other publications and media outlets. Mario is active in recreational sports and the Charleston community, is an avid traveler and SCUBA diver, and enjoys spending time with his wife Piper, their daughter Pepper, and dog Cady.
Kim has worked exclusively in the Financial Services industry for over 20 years. Kim and her assistants offer back office and customer service support to Avrio Wealth’s American clients.