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21 Resolutions for 2021 Thumbnail

21 Resolutions for 2021

The turn of the New Year is an opportunity (or excuse) to change our behaviour. Changing personal finances is always in the conversation at this time. Here are 21 New Years resolutions to (try and) follow

  1. Spend less than you make
  2. Work with an advisor to get a formal financial plan
  3. Own the world: diversify within and between asset classes
  4. Splurge, but only infrequently to maximize happiness
  5. Understand financial behaviour
  6. Invest like a champion
  7. Spend money in ways that increase happiness: charitable giving and time with loved ones
  8. Automate every part of your financial life
  9. Teach someone else about the power of saving and investing
  10. Learn to savour and appreciate what you already have
  11. Save at least 1% more than you did last year
  12. Check out your credit report
  13. Declutter: get rid of everything you don’t use or love
  14. Make a (realistic) spending plan
  15. Track your net worth
  16. Make one extra mortgage payment
  17. Create a “vision board” with your three top financial goals
  18. Make bite-sized financial goals with rewards for completion
  19. Choose experiences over stuff
  20. Rebalance according to your future spending goals
  21. Have fun and buy things that matter to you - you can’t take any of your money with you




This material is intended for educational and informational purposes only. It is not intended to provide specific advice or recommendations for any individual. Additionally, you should consult with your Financial Advisor, Tax Advisor, or Attorney on your specific situation.  The views expressed in the material are that of the author and do not necessarily reflect those of any market, regulatory body, State or Federal Agency, or Association.  All efforts have been made to report or share true and accurate information.  However, the information may become materially outdated or otherwise rendered incorrect due to subsequent new research or other changes, without notice. The author nor the firm are able to always verify the content from third party sources. For additional information about the firm, please visit the MAS Website at https://www.mas.gov.sg/  and the SEC Website at www.adviserinfo.sec.gov.  For a copy of the firm's ADV Part 2 Brochure, please contact us at info@avriowealth.com